Rev. 10/15
FACTS WHAT DO WILMINGTON TRUST COMPANY AND WILMINGTON TRUST, N.A DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income
Account balances and payment history
Credit history and credit scores
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Wilmington Trust Company and Wilmington Trust, N.A. choose to share; and whether you can limit this sharing.
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Reasons we can share your personal information.
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Do Wilmington Trust Company and Wilmington Trust, N.A. share? |
Can you limit this sharing? |
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For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
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For our marketing purposes – to offer our products and services to you |
Yes |
No |
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For joint marketing with other financial companies |
No |
We don’t share |
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For our affiliates’ everyday business purposes – information about your transactions and experiences |
Yes |
No |
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For our affiliates’ everyday business purposes – information about your creditworthiness |
No |
We don’t share |
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For our affiliates to market to you |
No |
We don’t share |
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For non-affiliates to market to you No We don’t share |
No |
We don’t share |
Questions Call toll-free 1-888-456-9361.
Who we are
Who is providing this notice? This notice is being provided by Wilmington Trust Company and Wilmington Trust, N.A.
What we do
How do Wilmington Trust Company and Wilmington Trust, N.A. collect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and buildings.
How do Wilmington Trust Company and Wilmington Trust, N.A. collect my personal information?
We collect your personal information, for example, when you
• Open an account or deposit money
• Pay your bills or apply for a loan
• Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
• Sharing for affiliates’ everyday business purposes – information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies
• Our affiliates include companies with an M&T and Wilmington name and financial companies such as Lafayette Settlement Services, Inc.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies
• Nonaffiliates we share with can include companies such as insurance companies, mortgage brokers, and companies that perform marketing services on our behalf.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Our joint marketing partners can include financial institutions such as insurance companies and financial product or service marketing companies .
Other important information
Residents of the states of California, Vermont and New Mexico are provided additional rights according to state law.
• Residents of California and Vermont do not have to take any further action to limit the sharing of information – such limits are already in place. Wilmington Trust Company and Wilmington Trust, N.A. will not share any of your nonpublic personal information (other than permitted by law) within the Wilmington Trust Company and Wilmington Trust, N.A. family of companies, or with outside companies, unless you first authorize us to do so.
• Residents of the state of New Mexico do not have to take any further action to limit the sharing of information with outside companies – such limits are already in place. Wilmington Trust Company and Wilmington Trust, N.A. will not share any of your non-public personal financial information (other than as permitted by law) with outside companies, unless you first authorize us to do so.